Ink Business Preferred Credit Card: Best for small business owners. The Chase Sapphire Reserve stands as one of the best travel credit cards. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. Both cards do have features and benefits that help to justify or offset the annual fees though. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. The Chase Sapphire Reserve is a Visa card, which is also widely accepted, while the Amex Platinum is an American Express card. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. You also need to be under Chase’s 5/24 rule. P. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. Chase Sapphire Lounge by the Club. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. Chase Sapphire Reserve®: Best Premium Card; Chase Sapphire Preferred® Card: Best Travel Rewards for a Low Annual Fee; Chase Freedom Flex℠: Best for Multiple Bonus. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. Epicor. Best at Bank of America: Bank of America Preferred Rewards. Not only does the card offer 3X points on restaurants. Best low-fee card for Lyft: Chase Sapphire Preferred® Card. 1-2. Point transfers take a little extra work, but transferring your points could increase how much they. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. Points are worth. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. 31, 2023). If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. And while you don’t receive any stay credits automatically. The Chase Sapphire Preferred has an annual fee of just $95, while the Amex Gold comes with a considerably higher annual fee of $250 (see rates and fees ). Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. 99% variable (see rates and fees ). In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. The Preferred ranges from 21. To compare two very different welcome bonuses, we considered the relative return on investment of each. As two of the largest banks in the U. after you spend $4,000 on purchases in the first 3 months from account opening. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. It has a generous sign-up bonus and you can earn points on. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. S. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Reward your inbox with the TPG Daily newsletter. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Annual Fee: $95. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. Chase Sapphire Preferred Card. 0125, but your credit card will be charged the full remaining dollar amount. com, Hulu. S. Chase Sapphire Preferred Benefits. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Redeem toward most anything Disney at most Disney U. Still, Chase Sapphire Preferred points are only worth 1. Chase Sapphire Reserve: 60,000 bonus points for spending $4,000 in the first. † Pricing & Terms. The Platinum. Winner: Chase Sapphire Preferred® Card. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. Insider pegs Chase Ultimate. For example, 50,000 points would be worth $625 in travel. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. I value Ultimate Rewards points at 1. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. When you account for the card’s various perks, including the welcome bonus, 10 percent. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. Card Weight: 17 grams. Best for Trip. The Ink Business Preferred card offers new cardholders 100,000 bonus points for spending $8,000 in the first three months with the card. U. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. 49% to 28. Both. Additionally, this product is open to the general public and doesn’t require an invitation. Offer ends Mar. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. empty checkbox Compare the Chase Sapphire Reserve Credit Card. Bank Cash+® Visa. Chase Sapphire Preferred vs. Here’s why the $95 annual fee is. 5 points per dollar on Lyft through March 2025. The Chase Sapphire Reserve gets a redemption value of 1. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. Chase Sapphire Preferred. It also has CDs with low minimum opening deposits. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. Why We Like It: The Chase Sapphire Preferred® Card is one of the best metal credit cards for bonus travel rewards. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. The balance transfer APR is also the same, and there is no introductory APR for either card. A. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. 49%. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. Chase Sapphire Preferred® Card. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. com or ESPNPlus. 01 (one cent), which means that 100 points equals $1 in redemption value. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Updated Thu, May 25 2023. With the Freedom Flex, you earn $200 after spending $500 on. 7 Things to Know Before Getting the Chase Sapphire Preferred. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. The card. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. . The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. Chase Freedom Flex℠*: Best for flexible. Additionally, it offers flexible point redemption options, no foreign. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. This card is one of the lighter metal credit cards by a few grams. Winner: Chase Freedom Flex. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. The insurance benefits with the Venture X are better than those of the CSP. 31, 2025. All you have to do after logging into your account is go to the main menu on your. The Chase Sapphire Preferred earns 2x points on travel purchases. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. 10% bonus points of your total purchases made the previous year, every account anniversary. The Capital One Venture Rewards Credit Card is the winner over the Chase Sapphire Preferred® Card . Use any of these cards to pay. But an annual fee should not be the end. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Chase Sapphire Lounge by the Club. By Claire Tsosie. So, if you have 100,000 points, they are worth $1,250 when redeemed. S. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. The Venture X has a $395 annual fee ( rates & fees) while the. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. Lyft rides through March 2025. Yes, the Citi Prestige is a Mastercard, which means it is widely accepted at many retailers. 1-1. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. Chase Sapphire Reserve®. 2 days ago · Many of its competitors use a “hub-and-spoke” system, which filters a. The Chase Sapphire Reserve’s bonus is worth $900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred’s bonus is worth $750 when redeemed for travel through Ultimate Rewards. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. Then, select your Chase Sapphire Preferred card. The Platinum Card® from American Express. Activate by July 31, 2024. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. The Sapphire Reserve increased its annual fee by $100 from $450 to $550 in. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. Points are worth. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. THE POINTS GUY Let's start with a side-by-side comparison of the. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. The Ultimate Rewards program is a favorite across the board thanks to just how many ways there are to redeem points, including for travel, statement credits, and by transferring to airline and hotel partners. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. New. Credit Cards. That. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. 60,000 Ultimate. 25 cents per point through the Ultimate Rewards travel portal. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Cardholders can redeem points at 1. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. No-annual-fee competitors also typically have lower rewards rates than the Preferred card and no yearly. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. Sapphire is our premier credit card for travel and dining. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. The Chase Sapphire Preferred® Card may. Syspro: Best for manufacturing companies. Its initial bonus is 60,000 points. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. Cardholders earn 5 points per $1 on travel purchased through. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 25 cents. Purchase protection adds additional peace of mind for purchases made with your card. To get you started, new cardmembers can earn 60,000 bonus points after spending. The caps are higher with the benefits from Visa Infinite. com or ESPNPlus. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. When you book hotels through the Chase travel portal, you’ll get up to $50 in statement credits per year to reduce the cost of your reservation. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. 5 cents each if you have a Chase Sapphire. 3. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. 49% and runs up to 29. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. NOT FDIC INSURED. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. First, visit the Ultimate Rewards travel portal and log into your Chase account. That’s worth up to $1,000 in travel. 1% in that category. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. 49%, and the Reserve starts at 22. Daily Newsletter. Earn 2% on select card purchases and 1% on all other card purchases. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Chase Sapphire Preferred. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. A: Yes. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Beyond that, Hyatt award rates can be incredibly low compared to some competitors. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. The Chase Sapphire Preferred is designed for frequent and casual travelers. Both cards also offer $10 per. 1. Chase Sapphire Reserve. ANNUAL FEE. Annual fee: $395. We recommend having a FICO score of. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. Interest. or call collect at 1-804-673-1691 while outside of the US to file claims. Chase Sapphire Reserve® Credit Card. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. Beginning in April 2022, cardholders will get $5 of DoorDash credit every month. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. QT9: Best for life science companies. It offers numerous benefits that can easily justify its $95 annual fee. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. Capital One Venture vs. But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. Both cards have a variable APR between 18. Southwest® Rapid Rewards® Performance Business Credit Card. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Welcome Bonus. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. Additionally, cardholders. The Platinum Card® from American Express. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. Annual Fee: $550. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. locations and for a statement credit toward. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 5 cents per point with the Sapphire. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. Both cards also offer $10 per. Chase Sapphire Preferred Card. Rewards winner. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). Chase Sapphire Preferred is one of the best travel credit cards on the market, and it offers big value upfront with an initial bonus of 60,000 points for spending $4,000 in the first 3 months. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. The Chase Sapphire Preferred is an excellent travel rewards card, but it’s got plenty of competition if you’re looking for something cheaper or better. This is thanks to a 25 percent points boost for. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Chase Sapphire Preferred® Card. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. The bottom line. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. 49% - 28. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. Feature. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Sapphire Reserve: Reserve Dethroned. 5-3-1. Best at Chase for travelers: Chase Sapphire℠ Banking. @m_adams. 1-3. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. 7). Competitors like American Express and Citi bank launched premium credit cards after the launch of Chase sapphire reserve by launching the credit card in a premium segment which offered similar rewards and point. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. Winner: Tie. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. Best at Chase: Chase Premier Plus Checking℠. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. If redeemed. For those who don’t travel as often though. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. $95. card_name: 66,200 Amex Membership Rewards points. See moreThe Best Alternatives to Chase Sapphire Reserve. Points are worth 1. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Just make sure you activate your subscription by December 31, 2024. 0125. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. Metal Factor: Measuring up to its peers, the Savor. 10% point bonus each year. New cardholders of the. Chase briefly offered a sign-up bonus of 100,000 points in June. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. The Chase Sapphire Reserve credit card was one of the hottest product launches in 2016, enthusiastically received by millennial consumers, a group that had previously eluded JPMorgan Chase and its competitors. First, the Sapphire Preferred is currently offering one of the best sign-up bonuses in the industry, giving new cardholders the opportunity to earn 60,000 bonus Ultimate Rewards points. Credit Cards. When Sapphire. Pros Valuable food-related bonus categories Welcome offer is worth $750. So if you spent $25,000, you'd earn an additional 2,500. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. $550 annual fee †; $75 for each authorized user †. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. How to upgrade from Chase Sapphire Preferred to Reserve. Best at Chase for travelers: Chase Sapphire℠ Banking. A: Yes. Balance transfer fee.